Important Disclaimers and Legal Information

Past performance does not guarantee future results.

Financial planning involves inherent risks. Market values may fluctuate and you may lose money. Consider your financial situation before making decisions.

Please read these important disclaimers carefully before using our financial planning services. By accessing this website and our services, you acknowledge and accept these terms.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be construed as personalised financial advice. Every individual's financial situation is unique, and what may be suitable for one person may not be appropriate for another.

Our consultation services are designed to provide general guidance and analytical reviews. We do not provide specific investment recommendations or guarantee any particular outcomes from our discussions or planning approaches.

Limitation of Liability

To the maximum extent permitted by Australian law, nuvexalithara and its representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services, including but not limited to:

  • Financial losses resulting from decisions made based on information provided during consultations
  • Market fluctuations or economic changes affecting your financial position
  • Technical issues or interruptions to our service delivery
  • Any third-party actions or recommendations that may affect your financial wellbeing

Information Accuracy and Currency

While we strive to ensure all information provided is accurate and current, financial markets and regulations change rapidly. Information discussed during consultations reflects conditions at the time of service delivery and may become outdated.

We recommend verifying all information with qualified professionals and regulatory authorities before making financial decisions. Market data, tax information, and regulatory guidance should be confirmed through official sources.

Always consult current market conditions and seek updated professional advice before implementing any financial strategies discussed in our consultations.

Professional Advice Recommendation

Our services complement but do not replace professional financial advice from licensed advisers, accountants, or legal professionals. For specific recommendations about your financial situation, consult with appropriately qualified and licensed professionals.

We encourage clients to seek independent verification of any strategies or approaches discussed during our consultations. Consider engaging multiple professional perspectives when making significant financial decisions.

Third-Party Links and Resources

Our website and consultation materials may reference third-party resources, websites, or services. We do not endorse or guarantee the accuracy, completeness, or reliability of any external content or services.

Use of third-party resources is at your own risk. We recommend conducting your own due diligence before engaging with any external parties or services mentioned in our consultations.

No Warranties or Guarantees

We provide our services on an "as-is" basis without warranties of any kind, either express or implied. We specifically disclaim the following warranties:

  • Warranties of merchantability or fitness for a particular purpose
  • Guarantees of specific financial outcomes or results
  • Warranties regarding the accuracy or completeness of information provided
  • Guarantees of uninterrupted or error-free service delivery

Results and Outcomes Disclaimer

Financial planning outcomes depend on numerous factors including market conditions, personal circumstances, implementation consistency, and external economic factors beyond our control. We cannot guarantee specific results from our consultation services.

Individual results may vary based on personal circumstances, market conditions, and implementation of discussed strategies.

Client Indemnification

By using our services, you agree to indemnify and hold harmless nuvexalithara and its representatives from any claims, damages, or expenses arising from your use of our consultation services or implementation of discussed strategies, except where prohibited by applicable Australian consumer protection laws.

Governing Law and Jurisdiction

These disclaimers and your use of our services are governed by Australian law. Any disputes arising from our services will be subject to the following jurisdiction provisions:

Applicable Law: These terms are governed by the laws of Australia and the state of operation, without regard to conflict of law principles.

Jurisdiction: Any legal proceedings must be commenced in the appropriate courts of Australia, and you consent to the exclusive jurisdiction of these courts.

Some consumer protection rights may vary by state or territory within Australia and cannot be excluded by these disclaimers.

Updates to Disclaimers

We reserve the right to update these disclaimers at any time to reflect changes in our services, legal requirements, or business practices. Continued use of our services following any updates constitutes acceptance of the revised disclaimers.

Acknowledgment and Acceptance

By using our website or engaging our consultation services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and any applicable terms of service.

Questions About These Disclaimers

If you have questions about these disclaimers or need clarification about any terms, please contact us using the information provided below before using our services.

Email: contact@nuvexalithara.com

Phone: +61 170 102 413

Address: 127 Collins Street, Melbourne VIC 3000

Last updated: August 21, 2025

nuvexalithara financial planning services: nuvexalithara financial planning services